Commercial Property & Casualty
The Bensman Group has made commercial property and casualty insurance an integral part of our practice.
Our focus is straightforward. We help protect our clients' business interests by discussing their business operations, identifying and evaluating exposures, and providing comprehensive insurance coverages for:
- Boiler & Machinery: Protecting your business for the financial loss due to equipment breakdown.
- Business Auto: Commercially owned vehicles, either one vehicle or a fleet. This coverage will protect your business assets from the exposure of owning a vehicle commercially.
- Business Owners (BOP): Combining business property and liability coverage together on one convenient policy.
- Builders Risk: Protecting a property while under construction.
- Commercial Property: Coverage for the property you have an interest in from risks such as fire, theft, and/or natural disasters.
- Commercial Umbrella: Supplemental coverage stacked above your underlying policies.
- Crime: Protecting your business assets from theft, fraud, and forgery.
- Cyber Liability: Protects your business against the expenses associated with a data breach.
- Directors and Officers Liability: Covers directors and officers for claims made again them while serving on a board of directors and/or as an officer.
- Employment Practice Liability (EPLI): Protecting your business when facing litigation alleging discrimination, sexual harassment, retaliation, and other employment-related issues.
- Environmental: Protecting your business against the exposure from environmental risks.
- Errors and Omissions Liability: Protects your business from the liability that comes from giving advice/recommendations and designing solutions for others.
- Fiduciary Liability: Protects business from claims made alleging mismanagement of a company's employee benefit plan.
- Flood: Protecting your property from the peril of flood.
- General Liability: Liability protection for your business.
- Inland Marine: Protection for your property, away from your business.
- Liquor Liability: Liability coverage for those businesses that serve alcohol.
- Ocean Marine: Protecting your business from risks during transportation in open waters.
- Special Event: Protecting from the financial loss of an event going wrong!
- Surety Bonds: Great way to guarantee a large investment in a project is not lost.
- Workers Compensation: Protection for employers and employees in a job/auto related accident.
- Other Specialty Coverages
Quality Insurance Carriers: Our firm-wide focus is to provide appropriate solutions, and is consistent with commercial insurance carriers. We emphasize quality, highly rated, and respected insurance carriers.
Focus on Client Service: We are able to serve clients from a wide variety of industries including professional offices, retailers, wholesalers, manufacturers, contractors, restaurants, and condominium and apartment building management companies. We honor personal service and philanthropic organizations, as well as relationships with insurance companies to provide our clients with excellent service and significant value.
Our goal is to become your trusted advisor/partner with regard to your commercial insurance needs.
Are you ready to engage us today? Click here to get the process started.
Prefer more information? Click here to request more information from the firm.
Your Commercial Property & Casualty Team



Directors and Officers Liability Insurance
